The BMW X5 is a mid-size luxury crossover SUV designed for those who want to combine utility and performance together with superior style. The X5 was the first SUV model made by BMW back in 1999. Since then, the model has seen a variety of improvements and subtle design changes, all while keeping its luxurious style and high quality standards for every part that goes into it. Even the base model comes with many features that puts it above standard SUVs. Feedback from both individual owners and industry professionals about the BMW X5 has consistently stayed positive over the years. The most recent model is particularly attractive for anyone in search of a luxury vehicle with innovative features that still comes at a relatively decent price.

Is the BMW X5 the crossover SUV for you? Here is a quick overview of its strong points and potential drawbacks:


Unique and Beautiful Style For a SUV

While the attractiveness of a vehicle’s style in something mostly left to individual tastes, the BMW X5 is designed in a way that few people will dislike. Its has a wide stance and bold body project a strong image without the “boxy” design of other SUVs, which can sometimes make them look like a miniature version of a school bus.

Engine Options Combining Power With Fuel Efficiency

There are several engine options to choose from with the X5, with the most popular being the standard 3.0 L six-cylinder or the turbocharged diesel version. Both have enough muscle to ensure performance on any road, yet are quite fuel efficient. The gasoline engine has a combined city/highway gas mileage of 21 MPG, while the diesel version offers even better combined city/highway fuel economy at 25 MPG.

Very Good Towing Ability

While the X5 doesn’t look like your typical rugged “outdoors” vehicle, this doesn’t mean it can’t get the job done when you need to haul something heavy. It has a towing capacity of 6,000 LBS, which is enough to handle most campers, trailers and small boats. Whether you’re going camping with your family or on a fishing trip with coworkers, it can certainly help you bring your gear with you.

The Latest in Safety Technology Is There

When it comes to safety, this vehicle comes with plenty of standard features and an interesting selection of optional ones. The BMW Assist communications system, auto-dimming mirrors, self-drying brakes and adaptive xenon headlights all come standard. You can add various driving aids like a collision warning system, pedestrian detection, a heads-up display and advanced blind spot monitor to make your ride even safer.


Comes With a Higher Price Tag

While the BMW X5 isn’t the most expensive SUV out there, it’s not cheap either. The prices for the base model begin at just over $55,000. This is close to double what you would pay for an average SUV. If the model’s luxury is truly appealing to you, this may not be a huge issue. But if the price is a tight fit for your budget, you may want to look at a few other SUV models to see if a less pricy vehicle could meet your needs.

Another thing to consider is that luxury cars come with higher maintenance costs and the BMW X5 is no exception. Given BMW’s high quality standards for all of their vehicles, your X5 is very likely to stay in top shape for a long time if you take decent care of it. But if something goes wrong and parts need replacement, you certainly won’t find them by digging through the bargain bin at a no-name garage.

Comfort Doesn’t Fully Extend to Optional Third Row

An optional third row seating package is offered by BMW, increasing your passenger capacity to seven. It may seem practical at first, but the extra seating is rather cramped and uncomfortable for anyone bigger than an average elementary school student. Two adults can fit in there, but unless you’re giving a ride to a team of fighter pilots who actually enjoy spending hours on end in even more cramped seating, the chances of then finding a longer drive pleasant in the third row are close to zero.

If you are looking for a fantastic way to get the car you need, leasing may be the best option. Leasing is a budget friendly choice and more cost effective than making a purchase. Why not enjoy the benefits of driving that luxury vehicle without the payment that would be required if you bought it? Leasing is the best way to drive an awesome vehicle without breaking the bank.

A lease is usually for a term of 3-5 years, which is plenty of time to allow the manufacturer’s warranty to cover service needs. No one wants to sit in a mechanic’s shop having costly repairs done. Because these vehicles are still covered under warranty, if there would be a service interruption, it would be covered by the manufacturer. What could be better than that?

What Does Leasing a BMW X5 in Involve?

There are many aspects of leasing a car. Here are some things that you need to understand the leasing process:

Your Payments Reflect the Car’s Value

Your payment amount will depend on the sales price of the vehicle. The higher the vehicle’s price tag, the higher the payment will be. If you want a low monthly payment, then you need to opt for a car that has a lower value.

Higher Residual Percent Saves You Money

The vehicle’s depreciation is factored into the monthly payment through what is called a residual value. To get a payment that is on the lower end, you need to get a vehicle that has a higher residual percentage.

Understand Your Set Miles

A BMW X5 lease deal sets the mileage amount that you can drive each month. This is calculated in the terms of the lease. Those who go beyond the allotted miles will be charged a fee per mile. It can be quite costly to have overages. Before signing a lease, make sure that you understand the mileage terms completely.

Expect a Disposition Fee

Think of leasing a BMW X5 car as a little bit more than what you would pay for a monthly rental fee. However, keep in mind that there will be a disposition fee upon returning the vehicle. You will be expected to pay between $300-$500 when you return the car.

Understand What Money Factor Means

Think of the money factor in a lease as the ARP in a purchase. You always want to strive to get the lowest money factor in order to save big bucks.

Is it Better to BMW X5 Lease or Buy a BMW X5?

You must be searching for a car, especially, since you are visiting this page. Making a decision to lease a car is important. You must know all the facts about a lease and purchase to see the option that best works for your situation. You need to completely understand what you are getting into before you sign for a BMW X5 car lease.

You Won’t Own the Car

If you purchase a vehicle, the car will be yours to do with what you want. You will need to make payments for a specific period of time. However, when you are leasing a car, you pay the lender to use their vehicle. You will never get a title or have any ownership rights to the car. Many people choose BMW X5 leases because they can get a lower payment, but it also means that you are not paying toward the purchase. You will never have a tangible asset that you can sell.

Leasing Cuts Down Up-Front Costs

To finance a new vehicle, the lender will want you to have a down payment or trade-in with value. However,  BMW X5 car lease doesn’t require a down payment. Though, you will be required to pay a security deposit, acquisition fee, and taxes. Any extra money that you put into the lease will help to lower your payments. You can get smaller monthly payments by putting more money down, but this is not required by the lender.

No Need to Worry About Selling Car Leases

Selling a car is a challenge. Most customers don’t want to pay a high price for a car, though you may not want to sell it at all. You must stay on top of maintenance needs. Leasing a car is a bit different. You don’t have to worry about a purchase. It is not your job to market or sell the automobile.

End Payments

When you are involved in a purchase, the vehicle is yours at the end of the term. However, a lease doesn’t do anything along those lines. You receive a title with a purchase, and with a lease, you turn the car back in. You do, however, have the option of purchasing the vehicle at the end of your lease. Keep in mind, the car is not yours to the lease end date, and you must give it back and pay any mileage that you owe.

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